The object of Baccarat is to predict which of two hands will have a point value closest to 9. In Baccarat, face cards and 10s count as zero (0), aces count as one, and all the other cards keep their face values. Adding the point values of the cards dealt and looking at the last digit of the sum determine hand point values. For example, a 9 and a 5 in a hand would total 14. Dropping the first digit leaves a 4, which represents the hand's value. Baccarat requires little or no skill. Once bets have been placed and the cards have been dealt, the player has no further effect on the outcome of the hand. The real "skill" of Baccarat comes in predicting which of the three possible outcomes (Banker win, Player win, or tie) will occur. Many strategies for streak betting have been theorized and tested, and not surprisingly none have been proven to work over the long run. Ace= 1
2-9= face value
10's and Face Cards= 0 If a hand exceeds 10 points then 10 is subtracted from the total. For example, a 5 and 6 would equal 1 point (5+6 = 11, 11 - 10 = 1). There are three betting areas on the baccarat table: Player, Banker, and Tie. To begin play, place a wager on one or more of these areas.
ll Baccarat hands consist of two initial cards with specific rules governing whether a third card is dealt.
When the point value of the first two cards dealt equals 8 or 9, the hand is called a "natural". The only hand that will beat a natural 8 is a natural 9. If either the Player or the Banker hand is a natural, the opposite hand does not draw a third card, no matter that hand's value. A tie results in the return of both Player and Banker bets. Third Card Situations
The game will automatically deal a third card in the following situations: For the player
The player hand totals 0 through 5 (unless the Banker has a natural). For the Banker
If the banker hand totals: 3, and the Player hand stands on 6 or 7 or the Player draws an Ace, 2, 3, 4, 5, 6, 7 or 9. 4, and the Player hand stands on 6 or 7 or the Player draws a 2, 3, 4, 5, 6 or 7. 5, and the player hand stands on 6 or 7 or the Player draws a 4, 5, 6, or 7. 6, and the player hand stands on 6 or 7. The Banker always stands if the Player stands on 6 or 7. The Banker will always draw a 3rd card when the first two cards total 0, 1 or 2 (except when Player's first 2 cards equal 8 or 9). The Odds: Inside Scoop
Following are the odds of each of three bet types. Since the player has no real influence over the outcome of the game, these odds remain the same for each discrete hand that is dealt. Payouts
Both Player and Banker bets are paid at 1 to 1. However, due to the slight advantage for the banker (see odds above), the House takes a 5% commission (also called a Vig) from each winning hand bet on the Banker. Tie bets are paid at 8 to 1. Betting
First, click the chip you would to bet with on the Chip Tray. The selected chip will highlight, indicating that it is active. Then, choose from three possible betting locations: To place your bet, click one of the three betting locations on the Baccarat table. You can also drag a chip and drop it on the betting area. You can place a wager on more than one betting location per hand. Dealing the cards
When you have placed your wager and are ready to begin a new hand, click the DEALbutton. The player and the banker are then each dealt a two-card hand. Reviewing your Hand
When you are done reviewing the results from the previous hand, click the DEAL button. The dealer will clear the cards from the table and you will be ready to place bets on the next hand. Clear
If you wish to clear your bet, click on the clear button and you can place again your bet. Exit Baccarat
Click on the close window button (right top of your browser) to exit the game.